{"id":2569,"date":"2014-06-13T12:36:27","date_gmt":"2014-06-13T12:36:27","guid":{"rendered":"https:\/\/www.iuslab.com\/2014\/06\/13\/contratos-bancarios-warrants-swaps-y-vicios-del-consentimiento\/"},"modified":"2014-06-13T12:36:27","modified_gmt":"2014-06-13T12:36:27","slug":"contratos-bancarios-warrants-swaps-y-vicios-del-consentimiento","status":"publish","type":"post","link":"https:\/\/www.iuslab.com\/it\/2014\/06\/13\/contratos-bancarios-warrants-swaps-y-vicios-del-consentimiento\/","title":{"rendered":"CONTRATOS BANCARIOS (WARRANTS, SWAPS) Y VICIOS DEL CONSENTIMIENTO"},"content":{"rendered":"<p><a href=\"http:\/\/www.iuslab.com\/wp-content\/uploads\/2014\/06\/L3galKnowledge.png\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-754 alignleft\" title=\"L3galKnowledge\" src=\"http:\/\/www.iuslab.com\/wp-content\/uploads\/2014\/06\/L3galKnowledge.png\" alt=\"\" width=\"234\" height=\"224\" srcset=\"https:\/\/www.iuslab.com\/wp-content\/uploads\/2014\/06\/L3galKnowledge.png 334w, https:\/\/www.iuslab.com\/wp-content\/uploads\/2014\/06\/L3galKnowledge-300x287.png 300w\" sizes=\"auto, (max-width: 234px) 100vw, 234px\" \/><\/a><\/p>\n<p>Adem\u00e1s de preferentes y cl\u00e1usulas suelo <strong>otros productos bancarios como warrants, swaps, o los contratos marco de operaciones financieras han generado dudas acerca de su proceso de comercializaci\u00f3n y la comprensi\u00f3n del producto por los clientes bancarios<\/strong>.<\/p>\n<p>El debate jur\u00eddico se plantea sobre si los clientes, empresas o particulares, incurrieron en vicio del consentimiento no prestando adecuadamente su voluntad para contratar tales productos.<\/p>\n<p>Los tribunales exigen que el error en el consentimiento prestado sea sobre una condici\u00f3n esencial del contrato y excusable, esto es, no pudiendo haberse solucionando prestando una diligencia media.<\/p>\n<p>Sin embargo, <strong>los contornos que determinan la existencia de un vicio, esencial y excusable, \u00a0son difusos<\/strong>. Los tribunales en ocasiones\u00a0 consideran que el mero hecho de ser administrador de alguna sociedad presupone la capacidad para contratar este tipo de productos mientras que en otras ocasiones no es una condici\u00f3n suficiente sino que se ha de valorar la informaci\u00f3n suministrada por la entidad financiera en el proceso de comercializaci\u00f3n del producto.<\/p>\n<p>L3GAL KNOWLEDGE ha realizado un primer an\u00e1lisis de resoluciones judiciales sobre estos contratos at\u00edpicos desde la perspectiva del demandante y del tipo de producto.<\/p>\n<p><img decoding=\"async\" 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\" alt=\"\" \/><\/p>\n<p>Muestra: 52 SENTENCIAS A\u00d1OS 2006-2014<!--more--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Adem\u00e1s de preferentes y cl\u00e1usulas suelo otros productos bancarios como warrants, swaps, o los contratos marco de operaciones financieras han generado dudas acerca de su proceso de comercializaci\u00f3n y la comprensi\u00f3n del producto por los clientes bancarios. El debate jur\u00eddico se plantea sobre si los clientes, empresas o particulares, incurrieron en vicio del consentimiento no [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[152],"tags":[227,238,247,250],"class_list":["post-2569","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar-2","tag-productos-bancarios-2","tag-swaps-2","tag-vicios-del-consentimiento-2","tag-warrant-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CONTRATOS BANCARIOS (WARRANTS, SWAPS) Y VICIOS DEL CONSENTIMIENTO - iusLab<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iuslab.com\/it\/2014\/06\/13\/contratos-bancarios-warrants-swaps-y-vicios-del-consentimiento\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CONTRATOS BANCARIOS (WARRANTS, SWAPS) Y VICIOS DEL CONSENTIMIENTO - iusLab\" \/>\n<meta property=\"og:description\" content=\"Adem\u00e1s de preferentes y cl\u00e1usulas suelo otros productos bancarios como warrants, swaps, o los contratos marco de operaciones financieras han generado dudas acerca de su proceso de comercializaci\u00f3n y la comprensi\u00f3n del producto por los clientes bancarios. 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